
Build Credit
Strengthen Your Financial Future
Building your credit score doesn’t have to be complicated. With NovoCard, you can start improving your credit with ease.
Boost Your Credit Score
Make consistent, on-time payments, and watch your credit score rise.
No Added Debt
Build credit without relying on a traditional credit card or taking on unnecessary debt.
Guaranteed Approval
No credit checks or complex applications. Get started instantly and start building your credit today.
Monitor Your Progress
Track your credit score with real-time updates and personalized insights.

How Does This Work?
- Sign Up for NovoCard: Open your account in minutes—no credit checks required.
- Make Regular Payments: Choose an affordable monthly plan that fits your budget and make consistent payments.
- We Report to Credit Bureaus: Your payment history is reported to credit bureaus, helping build or repair your credit score.
- Track Your Growth: Stay on top of your credit progress with real-time updates and personalized insights in the app.
Why Build Credit with NovoCard?
Trusted Reporting
We report your on-time payments directly to the credit bureau, helping you establish a positive credit history.
Affordable and Simple
Building credit with NovoCard is accessible, with plans that fit your budget.
Expert Support
Access financial coaching and advice to help you improve your credit even faster.